Three Steps of a Personal Injury Claim

It is estimated that there are over three million people are injured in an accident each year. This can be at home, in their own car, at work or even outdoors. Most of the time, these accidents are someone else’s fault. This leaves the accident victims with the right to claim compensation. But how should you do this? What is the process of a personal injury claim? Read on to find out.

Personal injury law is complicated but solicitors, like those at Chartlands Chamber, can help to make this process as easy and as straightforward as possible.

Most of the time a free initial consultation is given and this is when it is derived whether there can be a justifiable claim. The solicitor is then with you every step of the way, especially with insurance companies, to ensure your circumstances are considered fully.

Normally there are three steps involved in making a personal injury claim and they are as follows:

  1. Expert Opinions
    A solicitor will firstly send a claim letter to the person/people or company that is holding responsibility for your accident, also known as the defendant. Within the claim, is a letter with the details of your injury and what happened. To support your claim, an expert opinion may be needed. This opinion can be from a doctor or specialist. A fixed period of time is given to the defendant to respond to the letter. This is normally no more than three months, most of the time it is shorter. In the response, the defendant must outline whether they accept or deny liability for the injuries you incurred. If they decide to accept then the matter is likely to be settled out of court.
  2. Offer
    Your solicitor will notify you of what they think the value of your claim is likely to be. They may ask you how much compensation you are willing to accept and whether you would want to ‘offer to settle’ for that amount. They will make you aware of whether you should accept and how this would affect you. The matter can be settled out of court if the defendant accepts the offer and the figure. Sometimes the defendant may make their own offer. Your solicitor will advise you on what to do if this occurs.
  3. Court Settlements
    Legal action may be advised by your solicitor if a settlement is not reached. If the defendant responds to your claim letter outlining that they were not liable for the accident and thus will not be paying you compensation then you may be advised to go to court. If you would like to hear more about the process or file your own claim then do not hesitate to get in touch today.